Compare home loans, credit cards, savings accounts, term deposits, personal loans and business finance. Use free tools for pay, tax, superannuation, budgeting and the official cash rate.
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Compare fixed, variable and low‑deposit home loans.
Compare high‑interest and bonus saver accounts.
Compare 3–24 month fixed term deposit rates.
Compare low‑rate, low‑fee and rewards cards.
Compare secured and unsecured loans.
Compare unsecured and secured business finance.
Use BudgetWise's free Australian financial calculators, comparison tools and rate trackers to understand your money and compare financial products.
Compare different financial products like home loans, credit cards, and savings accounts.
Start ComparingUnderstand your gross and net pay, superannuation contributions, and common deductions.
Calculate My PayCompare super funds based on fees, investment performance, and insurance options.
Compare FundsMonitor the official cash rate and understand its impact on your loans and savings.
View Rate HistoryTrack your income and expenses, identify spending patterns, and set achievable financial goals.
Start BudgetingExplore current and historical Australian tax rates, thresholds, and categories to better understand your obligations.
View Tax Rates
At BudgetWise, accuracy isn’t optional — it’s the foundation of every comparison we publish. This month, we’ve rolled out a major upgrade to our Super Comparison tool: seasonal ingestion of APRA’s latest CDR CSV datasets, including MySuper, Choice, and Platform investment options.
2026-07-26T23:30:41+00:00
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Budgetwise Expands the Financial Comparison Hub: Now Covering Six Key Product Categories. Real‑time data from 100+ Australian lenders. In addition to Home Loans, Savings Accounts, and Term Deposits, you can now compare Credit Cards, Personal Loans, and Business Loans — all powered by live Consumer Data Right (CDR) feeds.
2026-09-14T06:29:17+00:00
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Our beginner-friendly guide to setting up a budget that actually works for you.
2026-05-29T06:46:05+00:00
Read MoreOur financial tools and information are designed around current Australian rates, thresholds and publicly available financial data.
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Our calculators and financial information are reviewed and updated as relevant Australian rates, thresholds and rules change.
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Find quick answers to common questions about budgetwise.au and our financial tools.
budgetwise.au is an online platform providing free, easy-to-use financial calculators and resources specifically designed for Australians. Our tools help you estimate tax, plan budgets, and understand your pay.
The Financial Comparison Hub provides real-time data from over 100 Australian banks and lenders. It lets you compare home loans, savings accounts, and term deposits using accurate, daily-updated information sourced directly from bank CDR feeds and partner networks. Sponsored placements and commercial partnerships are clearly disclosed.
The Financial Comparison Hub covers six major product categories: Home Loans, Savings Accounts, Term Deposits, Credit Cards, Personal Loans, and Business Loans. Each category provides accurate rates and transparent product details, integrating both open banking data and partner network options.
We strive to keep our calculators as accurate and up-to-date as possible, reflecting the latest Australian tax laws, superannuation rates, and other relevant financial regulations. However, all calculations are estimates and should not be considered financial advice. We recommend consulting a qualified professional for personalized advice.
No, you do not need to create an account to use any of our calculators. All calculations are performed in real-time within your browser, and we do not store your personal financial input data.
Your privacy is critically important. Any financial data you enter into our calculators is processed locally in your browser and is not stored or transmitted to our servers. We adhere to a strict privacy policy outlined on our Privacy Policy page.
We diligently monitor announcements from the ATO and other government bodies. Our calculators are updated as soon as new official legislation and rates are confirmed and come into effect to ensure they remain as current as possible.
Currently, our tools operate without user accounts, meaning data is not saved. If you wish to save your budget plan, we recommend printing it or saving it as a PDF from your browser's print options.
No, budgetwise.au does not offer financial advice. We provide general information and tools for estimation purposes. For personalized financial guidance, please consult a certified financial advisor or tax professional.